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Thursday, December 14, 2017

Tomorrow is the Last Day to Sign-Up For Open Enrollment


Tomorrow is the last day to sign-up for open enrollment healthcare. If your employees need to sign-up for individual or employee health insurance plan now is the time. This is a vital time for those searching for coverage because those who miss the deadline must wait for until next year to enroll or experience a qualifying life event.

Tomorrow is the Last Day to Sign-Up For Open Enrollment


Open Enrollment Dates

For all states using HealthCare.gov and states using their own exchanges, the 2018 open enrollment dates are November 1st through December 15th. If your employees enroll by tomorrow, their coverage will begin January 1st, 2018 and they will qualify as insured.

Extended Enrollment Dates

These select states have extended the enrollment deadlines:
  • California: January 31, 2018
  • Colorado: January 12, 2018
  • Connecticut: December 22, 2017
  • Massachusetts: January 23, 2018
  • Minnesota: January 14, 2018
  • New York: January 31, 2018
  • Rhode Island: December 31, 2017
  • Washington: January 14, 2018
  • Washington, DC: January 31, 2018

If your employees reside in these state, their coverage will begin on different dates.
  • California: 
    • December 15th -- January 1, 2018
    • January 15th -- February 1, 2018
    • January 31st -- March 1, 2018
  • Colorado: February 1, 2018
  • Connecticut: December 22, 2017
  • Massachusetts: February 1, 2018
  • Minnesota: February 1, 2018
  • New York: 
    • December 15th -- January 1, 2018
    • January 15th -- February 1, 2018
    • January 31st -- March 1, 2018
  • Rhode Island: December 31, 2017
  • Washington: February 1, 2018
  • Washington, DC:
    • December 15th -- January 1, 2018
    • January 15th -- February 1, 2018
    • January 31st -- March 1, 2018

If individuals or employees miss the 2018 open enrollment period must wait until the 2019 open enrollment period to enroll in individual healthcare.

Open Enrollment for ALEs

Applicable large employers who do not offer healthcare insurance during the annual open enrollment period will be subject to hefty penalties under the employer shared responsibility requirements. The healthcare coverage provided by your business must meet minimum essential coverage at a set minimum value. This coverage must be offered to all full-time employees as well as full-time equivalent employees.

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